5 min read / Updated Oct 10, 2026
What A Transaction Really Costs At Memo
Intermediary bank charges are capped at £16 per transfer, and crypto deposits below the coin minimum are lost rather than credited. Memo also runs a deposit offer that gives back twice as much on top.
Claim 100% Match BonusTransaction Costs At Memo Casino
Playing at an online casino Memo doesn't charge a flat processing fee on deposits or withdrawals, but a few real costs can appear depending on the method and currency used. The clearest one is on bank transfers: intermediary bank charges are capped at £16, so a transfer that passes through a correspondent bank can shave up to that amount off what arrives. Card and e-wallet methods carry no such cap mentioned in our terms.
Crypto-specific costs
Crypto payments come with their own rules. A deposit sent below the coin's minimum amount is lost rather than credited, so it's worth checking the minimum before sending. If a deposit is sent on the wrong network, we only recover it when the amount is over £5,000, and recovery carries a fee of 0.1 BTC. Smaller wrong-network deposits cannot be recovered at all.
Our internal accounting currency is EUR, which means balances in other currencies are converted against that reference point; this can affect the exact amount credited or withdrawn depending on the currency chosen at sign-up. For a full breakdown of methods and limits, our payment methods page lists everything side by side.
Fees By Payment Method
Here is what we can confirm about charges tied to specific methods, based on our published terms.
| Method | Cost or condition |
|---|---|
| Bank transfer | Intermediary bank charges capped at £16 |
| Crypto (below coin minimum) | Deposit is lost, not credited |
| Crypto (wrong network) | Recoverable only over £5,000, for a 0.1 BTC fee |
| Card, e-wallet | No fee stated in our terms |
The table shows that the real cost risk sits with bank transfers and crypto mistakes, not with standard card or e-wallet transactions.
Avoiding Unnecessary Charges
Most of the costs we've listed are avoidable with a bit of care before confirming a transaction. Checking the coin minimum before a crypto deposit, and double-checking the network selected in the wallet, removes the two biggest risks on that side. For bank transfers, the £16 intermediary cap is set by the banks involved rather than by us, so it can't be avoided entirely but it also can't exceed that figure.
Account inactivity has its own cost structure worth knowing about: after 12 months without activity a £10 monthly fee applies, and after 30 months of inactivity the remaining balance is confiscated. This isn't a transaction fee as such, but it behaves like one if an account is left dormant with funds still sitting in it.
Minimum withdrawal sits at £50, and large wins over £10,000 are paid out in monthly instalments rather than as a single transfer, which doesn't add a cost but does change how funds arrive. For the full set of figures around deposits and withdrawals, see our minimum deposit page, and for how any bonus funds interact with these transactions, our welcome bonus page explains the conditions attached.